Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
All applicants must be at least 18 years of age. To open a youth membership, please visit one of our branch locations.

To be eligible for First Capital Federal Credit Union membership, you must meet one of the qualifications listed below. You must also open a Share Savings account with a minimum deposit of $5, and a one-time membership fee of $1.

Select your eligibility

I am an Employee, Retiree, or Immediate Relative of a Preferred Business Partner.

I am anPlease Select Preferred Business Partner

I am an immediate family member of a current First Capital Federal Credit Union member.

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I am a roommate or someone sharing another First Capital Federal Credit Union member's household.

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I am a volunteer associated with a First Capital Federal Credit Union Preferred Business Partner.

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Required Products

Select at least one of the following products required for membership

Primary Share

Start with just a $6 deposit in our share savings account and get access to tons of free perks as a member of First Capital Federal Credit Union. A one-time membership fee of $1 will be withdrawn from your initial deposit.

Min Deposit: $6.00

You may select one of the following products

Available Products

Checking Savings

Kasasa Cash Back

Earn cash back on debit card purchases and get refunds on your ATM withdrawal fees.* Plus, there’s no monthly maintenance fee or balance requirement!

Min Deposit: $10.00

Kasasa Cash

Earn really high interest on this free account — no matter what your balance is! Plus, get refunds on your ATM withdrawal fees, nationwide.

Min Deposit: $10.00

Kasasa Tunes

Enjoy refunds on iTunes® and Amazon® purchases each month. Use them on any music, movies, and more. Also get ATM fee refunds nationwide, and there’s no minimum balance to earn rewards.

Min Deposit: $10.00

Share Draft

With our Share Draft account, you get the technology you need to manage your money for free, along with competitive dividends. Dividends to be paid on full balance once minimum balance of $1000 is reached.

APY: 0.05% Min Deposit: $10.00

Christmas Club

With a Christmas Club account you can set aside little by little over the course of multiple months leading up to Christmas. By setting aside money throughout the year, you'll reach your goal without having to tap into your main savings. And dividends earned on your entire balance means you can stretch those hard-earned dollars without the debt!

Max APY: 0.05% Min Deposit: $0.00 Max Deposit: $1,000.00

Vacation Club

Saving can sometimes be hard - make it easy by saving for something that's fun. A Vacation Club account ensures you'll do just that. By setting aside money throughout the year, you'll reach your goal without having to tap into your main savings. You'll also earn dividends on your entire balance which means you can stretch those hard-earned dollars without the debt!

Max APY: 0.05% Min Deposit: $0.00 Max Deposit: $1,000.00

First Money Market

Our First Money Market account, featuring tiered dividend rates and flexible access to funds, is like having a savings and checking account — all rolled into one.

Max APY: 0.20% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$0.00	$0.00	N/A
.	0.05%	0.05%	$2,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$0.00	$0.00	N/A
.	0.05%	0.05%	$2,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$1,000.00	$1,000.00	N/A
.	0.10%	0.10%	$5,000.00	$1,000.00	N/A
.	0.15%	0.15%	$15,000.00	$1,000.00	N/A
.	0.20%	0.20%	$50,000.00	$1,000.00	N/A
.	0.20%	0.20%	$100,000.00	$1,000.00	N/A

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

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