Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number

To be eligible for First Capital Federal Credit Union membership, you must meet one of the qualifications listed below. You must also open a Share Savings account with a minimum deposit of $5, and a one-time membership fee of $1.

Select your eligibility

I am an Employee, Retiree, or Immediate Relative of a Preferred Business Partner.

I am anPlease Select Preferred Business Partner

I am an immediate family member of a current First Capital Federal Credit Union member.

Please enter member name

I am a roommate or someone sharing another First Capital Federal Credit Union member's household.

Please enter member name

I am a volunteer associated with a First Capital Federal Credit Union Preferred Business Partner.

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

Primary Share

Start with just a $6 deposit in our share savings account and get access to tons of free perks as a member of First Capital Federal Credit Union. A one-time membership fee of $1 will be withdrawn from your initial deposit.

Min Deposit: $6.00

You may select one of the following products

Available Products

Checking Savings

Kasasa Cash Back

Earn cash back on debit card purchases and get refunds on your ATM withdrawal fees.* Plus, there’s no monthly maintenance fee or balance requirement!

Min Deposit: $10.00

Kasasa Cash

Earn really high interest on this free account — no matter what your balance is! Plus, get refunds on your ATM withdrawal fees, nationwide.

Min Deposit: $10.00

Kasasa Tunes

Enjoy refunds on iTunes® and Amazon® purchases each month. Use them on any music, movies, and more. Also get ATM fee refunds nationwide, and there’s no minimum balance to earn rewards.

Min Deposit: $10.00

Share Draft

With our Share Draft account, you get the technology you need to manage your money for free, along with competitive dividends. Dividends to be paid on full balance once minimum balance of $1000 is reached.

APY: 0.10% Min Deposit: $10.00

Christmas Club

With a Christmas Club account you can set aside little by little over the course of multiple months leading up to Christmas. By setting aside money throughout the year, you'll reach your goal without having to tap into your main savings. And dividends earned on your entire balance means you can stretch those hard-earned dollars without the debt!

Max APY: 0.15% Min Deposit: $0.00 Max Deposit: $1,000.00

Vacation Club

Saving can sometimes be hard - make it easy by saving for something that's fun. A Vacation Club account ensures you'll do just that. By setting aside money throughout the year, you'll reach your goal without having to tap into your main savings. You'll also earn dividends on your entire balance which means you can stretch those hard-earned dollars without the debt!

Max APY: 0.15% Min Deposit: $0.00 Max Deposit: $1,000.00

First Money Market

Our First Money Market account, featuring tiered dividend rates and flexible access to funds, is like having a savings and checking account — all rolled into one.

Max APY: 0.30% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.15%	0.15%	$0.00	$0.00	N/A
.	0.15%	0.15%	$2,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.15%	0.15%	$0.00	$0.00	N/A
.	0.15%	0.15%	$2,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$1,000.00	$1,000.00	N/A
.	0.10%	0.10%	$5,000.00	$1,000.00	N/A
.	0.15%	0.15%	$15,000.00	$1,000.00	N/A
.	0.20%	0.20%	$50,000.00	$1,000.00	N/A
.	0.30%	0.30%	$100,000.00	$1,000.00	N/A

Please answer the following question(s)

How did you hear about us?*

If you have a promo code, please enter it here.

Please Explain Other*

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution (max $5,000.00)

Mail A Check

Internal Transfer

Continue Or Go Back

Done

Alert Popup

There was a problem with your request

Let Me Fix Continue

Done

Funding is required to complete your account activation. If you choose to fund later [the bank] will reach out to you. This may cause a delay in account activation.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Continue Or Go Back

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information